Stripe expands payments in Asia with stablecoins and AI

Stripe’s payment technology expansion across Asia enables faster cross-border transactions as regional commerce surges 30% this year

Key Takeaways

• Stripe launches 50+ product upgrades in Asia with strategic focus on stablecoins and AI-driven commerce to capitalize on 30% surge in cross-border payments across regional hubs like Singapore.
• 73% of Asian business leaders confident in international expansion despite economic challenges, with 46% expecting growth in international sales over the next year, according to Stripe and YouGov survey of 2,330 executives.
• Stablecoin adoption accelerates with 46% business adoption planned within two years as Stripe introduces stablecoin financial accounts across 100+ countries and processes transactions in 120 markets.

Introduction

Stripe accelerates its Asian expansion with over 50 new product launches targeting the region’s surging demand for stablecoins and AI-powered commerce solutions. The payment giant’s strategic push comes as cross-border transactions surge by more than 30% in key markets like Singapore, driven by businesses seeking international growth despite economic headwinds.

The company unveils these advances at Stripe Tour Singapore 2025, positioning itself to capture Asia’s rapidly evolving digital economy. With 54% of regional users selling internationally and strong regulatory clarity emerging across multiple markets, Stripe targets two transformative technologies reshaping global commerce.

Key Developments

Stripe introduces stablecoin financial accounts available in more than 100 countries, including Sri Lanka, Vietnam, and Brunei. These accounts enable businesses to maintain stablecoin balances, execute global payments, and receive funds in both cryptocurrency and traditional currencies.

The company’s AI initiatives center on a new foundation model for payments, trained on tens of billions of transactions to enhance fraud detection capabilities. Early testing shows a 64% improvement in identifying card testing attacks compared to previous systems.

Additional product launches include expanded local payment methods such as PIX, UPI, PayNow in Singapore, and GoPay in Indonesia. The Stripe Reader S710 with cellular connectivity addresses infrastructure challenges in emerging markets with variable internet access.

Market Impact

Stripe’s valuation reaches $91.5 billion in 2025, reflecting investor confidence in its global expansion strategy and enterprise adoption momentum. The company now processes over $1.4 trillion in payments annually across its platform.

Stablecoins represent a $140 billion global market with daily transaction volumes of $7 billion and usage spanning over 70 countries. Stripe’s entry through acquisitions of Bridge and Privy, plus a partnership with Visa for stablecoin-based cards, positions the company in this growing segment.

Cross-border payment volumes demonstrate strong regional momentum, with the 30% surge in Singapore reflecting broader Asian digital commerce trends. This growth occurs despite rising operational costs and economic uncertainties affecting global markets.

Strategic Insights

Asian businesses show remarkable resilience in pursuing international expansion, with digital payment infrastructure becoming a competitive advantage. The region’s regulatory clarity around stablecoins and AI creates favorable conditions for fintech innovation compared to other global markets.

Stripe’s dual focus on stablecoins and AI reflects two converging trends: the rise of programmable money and AI-native commerce channels. These technologies address traditional pain points in cross-border transactions, including settlement delays, currency conversion costs, and fraud prevention.

The company’s enterprise client base, including Amazon, Shopify, and Salesforce, provides revenue stability while regional partnerships with Aspire, Luckin Coffee, and StarHub demonstrate local market penetration across diverse business segments.

Expert Opinions and Data

Sarita Singh, Stripe’s regional head for Southeast Asia, India, and Greater China, emphasizes the region’s growth trajectory. “Asia is showing extraordinary resilience and focusing on international growth. Between July 2024 and June 2025, over half of our users in the region (54%) sold internationally, and we’re seeing cross-border payments surge by over 30% in hubs like Singapore.”

Research from Stripe and YouGov reveals strong business confidence despite economic challenges. The July 2025 survey of 2,330 business owners and senior decision-makers across China, India, Japan, and Singapore shows 73% feel confident about capturing new international markets within the next year.

AI adoption patterns indicate significant transformation ahead, with 82% of Asian businesses anticipating AI-driven sales interfaces by 2030. Currently, 20% experiment with AI agents while 47% prepare for broader implementation. According to Stripe, these developments respond to rapid technology adoption transforming Asia’s internet economy.

Conclusion

Stripe’s comprehensive product expansion positions the company to capture significant market share in Asia’s digital transformation. The strategic emphasis on stablecoins and AI addresses core business needs while regulatory clarity provides competitive advantages over other global regions.

The combination of strong cross-border payment growth, high business confidence levels, and accelerating technology adoption creates favorable conditions for Stripe’s continued expansion across Asian markets.